This report examines behaviors and attitudes related to credit. We surveyed consumers across generations to explore what drives their interest in using credit cards and BNPL for everyday and occasional purchases.

Discover more in the survey report including:

  • Rewards drive consumer credit card usage​
  • Consumers use credit for everyday purchases to better manager their cash flows​
  • Consumers revolve their credit card monthly balances including installment plans linked to cards​
  • Consumers use of BNPL due to limited credit options​

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