Research Report

The new payments equation: From vendor to strategic partner​.

Discover how FIs are redefining processor relationships.​​

Your processor relationship may be your greatest untapped competitive advantage. New research from American Banker and i2c shows you how to activate it.​

The strategic partnership that modernizes faster and builds what’s next​.

The relationship between financial institutions and their issuer processors is undergoing a fundamental shift — and new research from American Banker and i2c reveals exactly how. As payment complexity grows, financial institutions are no longer looking for processors that simply execute transactions.​​

They are looking for strategic partners that help shape what's built, how it's delivered and where the business goes next. The pressure to modernize quickly — without sacrificing control, reliability or the seamless customer experience that defines competitive advantage — has moved the issuer processor relationship from a back-office consideration to a boardroom priority. ​​

This report examines how 168 U.S. bank and credit union payments executives are adapting their approach to processor partnerships — and what the findings reveal about the future of payments modernization.​

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